Health Advisor · Licensed in 31 States

Health coverage built around what matters most to you.

I'm Sebastian Rizzo, and helping people find coverage they can count on is what I do every day. My license allows me to shop all plans public and private, allowing us to narrow down options based on your goals with coverage. My guidance never costs you a dime, and my only goal is finding the plan that truly fits your life, your health, and your budget.

Get a Free Quote Call (656) 247-2639
500+Families Helped
$0Cost to You
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Sebastian Rizzo

Licensed Health Coverage Expert
NPN
22091208
Resident License
Florida · G306431
Lines
Health & Life
Based in
Tampa, Florida
Phone
(656) 247-2639
Access to all options, plans tailored to you My guidance is always free, no fees, no surprises Licensed and verifiable in 31 states
Sebastian Rizzo, Licensed Health Coverage Expert
About

Coverage advice from someone who actually picks up the phone.

I'm Sebastian Rizzo, a health advisor based in Tampa, Florida; licensed in 31 states across the country. I got into this line of work for a simple reason: too many good people are overpaying for coverage they don't understand or going without the protection they truly need. I wanted to be part of the solution.

Health coverage is not a "one-size-fits-all" solution! My job is to discover your unique situation and my services never cost you a dime. I'm compensated by the carriers, you pay the same premium either way, and my recommendation never changes based on who pays what.

Whether you're comparing marketplace plans, private coverage, or reviewing your employer option, I'll always give you an honest answer. Even when that answer might be "keep what you have"! At the end of the day, I am a problem solver and your trust matters more to me.

- Sebastian Rizzo
How It Works

A simple, pressure-free process.

From first call to enrolled, usually in days, not weeks. And I stay by your side long after.

Reach Out

Call, email, or send the form below. We'll set up a quick, free conversation with zero pressure and zero obligation.

Tell Me Your Situation

Your budget, your doctors, your prescriptions, your worries. I listen first, because this is about your life.

Compare Real Options

I search every option available to you and walk you through the trade-offs and cost-analysis, so at the end the decision is truly yours.

Enroll with Confidence

I handle the paperwork and stay in your corner long after enrollment. Questions, claims, annual reviews: I'm one call away.

Who I Help

Real guidance for people navigating health coverage on their own.

If you don't get insurance through your employer, health insurance can feel overwhelming! You shouldn't have to figure it out alone, and with me, you never will.

Individuals & Families

Your family's health is everything. I'll help you find dependable coverage for the people who count on you, without paying for benefits you'll never use.

Self-Employed & 1099

You bet on yourself, and I respect that. Freelancers, contractors, and small business owners deserve real coverage, even without an employer plan behind them.

Small Business

Running a business is hard enough without wrestling with coverage. Whether it's a plan for you or benefits your team will love, I'll find options that fit your budget and take care of your people.

Life Transitions

Turning 26, leaving a job, losing group coverage, moving somewhere new. Change is stressful enough, and I'll make sure a gap in coverage isn't part of it.

Licenses & Credentials

Licensed in 31 states.

Click a state to view the active license.

Every license can be independently verified through your state's Department of Insurance or the national producer registry at nipr.com. I believe transparency is the foundation of trust, so please, look me up.

Common Questions

Answers, up front.

If your question isn't here, just ask. That's what I'm here for.

How much does it cost to work with you?
Nothing, ever. My guidance, plan comparisons, and enrollment help are 100% free to you. I'm compensated directly by the insurance carriers, and you pay the same premium whether you enroll through me or on your own. The difference is that with me, you have someone in your corner.
When can I enroll in a health plan?
It depends on your situation, and that's exactly what I'll help you figure out. Open Enrollment runs late fall through mid January in most states, but qualifying life events like losing coverage, moving, getting married, welcoming a baby, or turning 26 can open a Special Enrollment Period any time of year. Certain private plans are also available year round. Reach out and I'll tell you exactly what applies to you.
I already have a plan. Can you review it?
Absolutely, and I'd be glad to. Plans, networks, and prices change every year. A quick review either confirms you're already in the right spot or finds you something better. Either way, you'll have peace of mind.
How do I verify your license?
My National Producer Number is 22091208. You can verify my license in any state through that state's Department of Insurance website or the national registry at nipr.com. Every state and license number is listed in the Licenses section above. I want you to feel completely confident before we ever speak.
Get In Touch

Let's find your coverage.

Reach out however is easiest for you. Consultations are free, friendly, and pressure free. My goal is simple: by the end of our conversation, you'll understand your options better than you did before, whether we work together or not.

Phone(656) 247-2639
Emailrizzohealthinsurance@gmail.com
Based inTampa, Florida
NPN22091208
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